Call (253) 999-2371 Paul Chunyk is a Realtor in Tacoma, WA. See our new homes for sale in Tacoma, Washington, and all of Pierce County. Search the Tacoma Real Estate Market - condos, mansions, luxury homes, and more

Tips for a First Time Homebuyer in San Diego

No matter what you are doing, when it is your first time doing something, you are more likely to make more mistakes than when you already have experience doing that same thing. Here are some tips to avoid the small and large errors that first time home buyers tend to make. Educating and following through with these steps will benefit you.

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  1. Improve your credit score. This should be a process you are working on long before you start looking to buy a home. You need to make sure you will be able to qualify for a loan.
  2. Know the plans for the neighborhood. Ask around to verify what the neighborhood has planned for its future. Is it a developing community? Will they be inserting high-rise buildings? The neighborhood may not have plans to stay the way you like it.
  3. Have extra cash. Though you may have had enough cash to make the down payment, be sure that you have additional cash for any other expenses that arise. As a homeowner, you now have the responsibility to fix any problems.
  4. Borrow the least amount possible. Once the lender informs you of how much you can borrow, make sure to determine how much you should actually borrow based on your financial situation. Less is better when it comes to taking on debt!
  5. Check out the community. Go to the neighborhood at night for the nightlife, during the daytime for the traffic, and on the weekends for the activities. You will want a community that is filled with people of similar lifestyles. Whether you are purchasing a home in La Jolla, Solana Beach, or Del Mar, each neighborhood has a different feel to it.
  6. Consider the resale value. What attracted you to the home will most likely draw someone else to the home. However, make sure that the home is not too unique. Sometimes it is best to stick with houses similar to those in your area (houses with 3-4 bedrooms tend to meet the needs of all types of home buyers).

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